Most of us financially skid into the month of January by applying the brakes to what was probably, at least some, holiday overspending. So running out to purposefully spend money on anything is not a very likely scenario.

But, it could be that, that situation is only at my house. If you're a savvy shopper with money to spend and needs to fill, Consumer Reports has a list of items that may be deeply discounted for this chilly month of January.

  • Bedding - If new sheets are in your near future, January is the month to buy during the traditional "white sales".
  • TVs - If you passed on the Black Friday sales, but now find yourself longing for that 50-incher for the Big Game, the weeks leading up to the Super Bowl are a great time to find these at big discounts.
  • Fitness products - After months of indulging in holiday goodies, you've decided to put down the remote and get active. Diet programs aren't the only thing you'll discover are good buys this month. Treadmills, ellipticals and (soul-crushing) bathroom scales are all on sale this month.
  • Winter clothing - Cold weather sports gear and regular fall and winter clothing will be very reasonably priced and some stores even discount sale items further starting on Wednesday and going through Friday. So shop smart and save a bundle on clothing for the rest of this winter and maybe even next.

For more information on January's best buys check out Consumer Reports.

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